This tool helps you estimate the mean quality degradation (MQD) for different data scenarios.
MQD Estimator
Welcome to the MQD Estimator! This calculator helps you estimate your Maintenance Quota of Diet (MQD) based on your personal information and activity levels.
How to use it:
- Enter your age in years.
- Enter your weight in kilograms (kg).
- Enter your height in centimeters (cm).
- Select your activity level from the dropdown menu.
- Select your gender.
- Click the “Calculate” button.
- Your estimated MQD will appear in the Result field.
How it calculates the results:
The MQD is calculated using the Harris-Benedict equation to determine your Basal Metabolic Rate (BMR), which is then multiplied by your chosen activity level factor.
For males: BMR = 10 * weight + 6.25 * height – 5 * age + 5
For females: BMR = 10 * weight + 6.25 * height – 5 * age – 161
Your MQD is then BMR * Activity Level.
Limitations:
This calculator provides an estimate based on standard formulas, but individual results may vary. Factors such as muscle mass, health conditions, and metabolism are not accounted for in this calculation.
Use Cases for This Calculator
Estimating Monthly Mortgage Payment
Calculate your estimated monthly mortgage payment based on the loan amount, interest rate, and loan term. Get a clear view of what your monthly financial commitment will be.
Assessing Affordability
Determine how much home you can afford by inputting your annual income, desired down payment, and current debts. The estimator will provide a realistic range based on your financial status.
Comparing Loan Options
Compare different loan scenarios by entering varying loan amounts, interest rates, and down payments. Easily evaluate which option aligns best with your financial goals.
Analyzing Amortization Schedule
Review the breakdown of your principal and interest payments over the loan term. Understand how much of each payment goes towards reducing the loan balance.
Forecasting Property Taxes
Estimate your annual property tax amount by inputting the property value and the local tax rate. Plan your budget with a clear understanding of this additional homeownership expense.
Evaluating Insurance Costs
Calculate your monthly or annual homeowners insurance premium based on the value of your home. Factor in insurance costs to your overall housing expenses.
Assessing Down Payment Impact
Adjust the down payment amount to see how it affects your monthly mortgage payment and overall loan amount. Find the right balance between down payment size and monthly affordability.
Reviewing Total Interest Paid
Get an estimate of the total interest you will pay over the life of the loan. Understand the long-term financial implications of the interest accrued based on your loan terms.
Planning for Extra Payments
Explore the impact of making additional payments towards the principal balance. See how extra payments can shorten the loan term and reduce the total interest paid.
Comparing Rent vs. Buy Scenarios
Enter your monthly rent amount and compare it to the estimated monthly mortgage payment. Evaluate whether renting or buying aligns better with your current financial situation and future goals.